U.S. Credit File Acknowledgment I confirm that I have a credit report with one or more U.S. credit reporting agencies (Equifax®, Experian®, or TransUnion®). I understand that credit repair services are governed by the Fair Credit Reporting Act (15 U.S.C. § 1681) and the Credit Repair Organizations Act (15 U.S.C. § 1679), which apply only to U.S. consumer credit files. I acknowledge that if I do not have a valid U.S. credit file, my account may be canceled and services may be denied.
